Corporate restructuring has lately been evolving, leading to the dissolution of the bank-centric system, also dependent on the change of the actors involved.For regulatory aspects we are witnessing the transfer of stage 3 credits and the management of stage 2 credits. Utp’s management is characterized by the transfer of bank credit, the interruption of credit lines and the absence of new finance.Future development could focus on credits in stage 2, characterized by an information asymmetry in favor of the borrower. The entrepreneur could use this in his own favor so as to maximize his profit and that of the company, to select his own restructuring partner and to hinder the banks from making such a choice. The 2 key factors are governance and performance. Anticipating the choice of a partner allows the latter to purchase at a lower price from banks, and this advantage could be shared with the owner of the company. However, the entrepreneur has to give up on part of the role he’d play in managing the corporate governance profile of his enterprise.